Pet-ID Insurance from Pet-ID Microchips

You can’t stop your bundle of mischief getting into scrapes, however, you can make sure they are covered should the unexpected happen. Pet-ID Insurance offers you peace of mind to know that you can get help with the cost of the treatment your pet needs in the event of illness or an accident.

Pet-ID Insurance can help you with more than just veterinary bills. You may need to offer a reward if your pet goes missing, or you might even have to pay for damage caused by your dog to someone else’s property. Our insurance policies are flexible and designed to suit every budget.

Cover details

Why Choose Pet-ID Insurance?

Pet-ID Insurance offers a range of policies, including lifetime cover. This means that for as long as you continue the policy without a break in cover, we will continue to pay for the treatment of long-term or ongoing conditions such as eczema, arthritis or diabetes, year after year – and we don’t place exclusions for conditions after 12 months with our Select and Select Plus plans. You can also add optional benefit bundles to tailor your policy to your specific needs.

Pet-ID Insurance also offers a 12-month Classic product, designed for owners of older pets (which may not be eligible for lifetime cover) or those looking to insure their pet for just the essentials. 12-month cover means you can claim for your pet’s treatment for illness and injuries for 12 months from when the problem was first noticed, but then that condition will be excluded from the policy.


Please contact us on 0330 100 7213 for a quote or further details.

How long will my pet be covered for?

Pet-ID Insurance Select and Select Plus plans offer true lifetime cover. If you are worried about your pet developing a long-term condition, you need to make sure you have a lifetime cover policy.

With our Select and Select Plus policies, you simply need you to renew your policy each year without a break in cover, and we will renew your veterinary fee benefit each year.

If your pet becomes ill or injured, you can claim up to £2,000 with our Select policy or £5,000 with our Select Plus policy for veterinary treatment, every year for as long as you need to claim.

Other plans are available. Please contact us for further details.

How your premium may change

There are a number of factors that impact your premium, such as your pet’s age increasing veterinary costs and advancements in veterinary medicine. These mean your premium will increase over the lifetime of your policy.  However, we will not increase your premium as a direct result of any claim you make.

How your excess may change

From time to time we may increase the excess you pay in the event of a claim.  Typically a 35% excess (in addition to the fixed excess) is introduced at the renewal following a cat or dogs 10th birthday (7th birthday for some breeds of dog).  This helps us keep premiums affordable for older pets.  You will be notified at least a year in advance of any percentage excess being added to your policy.

Cover details

Terms, conditions and excesses apply and may be varied on renewal.  No cover is provided for pre-existing conditions.

Pet-ID Insurance from Pet-ID Microchips Ltd (The Barn, Danworth Farm, Cuckfield Road, Hurstpierpoint, West Sussex BN6 9GL) is sold, underwritten and administered by Allianz Insurance plc (Registered in England No. 84638.  Registered Office: 57 Ladymead, Guildford, Surrey GU1 1DB).

Pet-ID Microchips Ltd is an Appointed Representative of Allianz Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.  Financial Services Registered No. 121849. Pet-ID Microchips Ltd is not part of the Allianz (UK) Group. Email: .